Bills and due dates, sorted before the late fee
The water bill sits on the counter under the mail. The lease renewal letter says to respond in 30 days, on page two. You were sure you paid the dentist.
Take a photo and send it to Texo, your household’s AI agent. It reads the whole thing, small print too, and tells you what’s owed, where to pay and by when. Texo never pays anything or moves money. You do that part.
What Texo finds on a bill
- The amount due, and the minimum if there is one
- The due date, and any late fee or grace period in the fine print
- How to pay: the website, the phone line, the mailing address or the account number to quote
- Anything that needs a reply, like a renewal window, a form to return or an appointment to confirm
- Whether it’s urgent: due in the next few days, already late, or money owed
If the amount or the date is blurry, Texo says so and asks you. It never guesses a number.
A sample bill, and what Texo said
Water bill, $84.20, due Oct 21.
- Pay $84.20 by Tue, Oct 21. Online at the city utilities site, or by phone.
- A $10 late fee applies after Oct 31 (from the back of the bill).
Tap Save to keep this.
The bill is made up for this page. The reply is how Texo reads today.
It works on whatever lands in the mailbox
Utility bills, medical and dental statements, insurance renewal letters, lease renewals, HOA notices, car registration reminders, tuition invoices and the screenshot of a text that says “can you Venmo me for the tickets”. Send up to 4 photos at a time, or paste the text.
With Texo Premium you get your household’s own Texo email address. Forward e-bills and statements there from an email you’ve confirmed, and Texo reads them the same way.
One list for the whole household
Every saved bill lands in Today, the list your household shares, so two people stop paying the same thing or neither of them does. Ask “What bills are due this week?” and Texo answers from what you saved.
With Texo Plus, you can get a daily or weekly digest by email, and set up reminders in the chat, like “the first of every month at 8am”, sent to your phone.
Safe with your money details
- Texo can’t pay anyone or move money. There’s no bank connection to give it.
- Your household gets its own private Texo, and your chat is yours alone.
- Texo never uses your family’s details to train AI, and has no ads.
- A letter can’t give Texo orders. Instructions printed on a bill are read as text.
- Sign-in is a code sent to your phone. There’s no password to leak.
No card needed. Sign in with your phone number. See how Texo works.